Terms of Service

Last updated: 23 September 2026

UpMarginWins is a business decision-support SaaS operated by Kita Global Digital Pte. Ltd. · UEN 202215612W · 160 Robinson Road, #14-04 Singapore Business Federation Centre, Singapore 068914, Singapore. Contact: hello@upmarginwins.com.

1. Business use. UpMarginWins is intended primarily for business and professional users. A user creating an account for an organisation confirms authority to bind that organisation.

2. Service. The platform provides scenario analysis, dashboards, alerts, simulations and exports based on user data, configured assumptions and software logic.

3. Trial and subscriptions. Eligible users may receive a 14-day free trial. Paid plans renew according to the selected billing interval unless cancelled. After trial expiry, creation functions may be restricted while existing data remains read-only.

4. Acceptable use. Users must not misuse the service, attempt unauthorised access, interfere with security, submit unlawful content or infringe third-party rights.

5. Customer data. Customers retain rights in lawfully submitted data and grant KGD the limited rights needed to host, process and display it to operate and secure the service.

6. Roles and access. Customers are responsible for assigning correct users, roles and permissions.

7. Intellectual property. UpMarginWins software, brand, interface, methodologies, models and documentation are owned by or licensed to KGD.

8. No professional advice. UpMarginWins does not provide accounting, audit, tax, legal, investment, financial or employment-compensation advice. Outputs are estimates and scenarios, not guarantees.

9. Availability. We aim for reliable service but do not guarantee uninterrupted or error-free operation.

10. Fees and cancellation. Fees follow the selected plan. Cancellation normally takes effect at the end of the paid period. Mandatory statutory rights remain unaffected.

11. Limitation of liability. To the maximum extent permitted by law, KGD is not liable for indirect, incidental, special, punitive or consequential losses, or loss of profit, revenue, goodwill or anticipated savings. To the maximum extent permitted, aggregate liability will not exceed fees paid or payable for UpMarginWins during the 12 months preceding the event giving rise to the claim. Nothing excludes liability that cannot legally be excluded.

12. Suspension. Access may be suspended where reasonably necessary for security, fraud, non-payment, legal requirements or material breach.

13. Law. These Terms are governed by Singapore law, without removing mandatory protections that cannot lawfully be waived in another applicable jurisdiction.

Support: customer@upmarginwins.com · General: hello@upmarginwins.com

Current availability and billing

The public demo and the 14-day private trial are available without a payment card. Paid subscriptions and paid team features are not open for purchase in this release. Published paid-plan allowances describe the intended subscription offer; they do not create a charge. The trial does not convert automatically to a paid subscription.

A new saved decision consumes one trial allowance; a new saved Labs scenario consumes one Labs allowance. Retrying the same save does not consume another allowance. Trial allowances do not reset or renew.

When paid subscriptions become available, the selected price, renewal interval and applicable taxes must be displayed before purchase. You may cancel future renewal through the billing portal. Cancellation does not by itself refund the current period; mandatory rights and remedies for service failures remain unaffected. Contact customer@upmarginwins.com for billing or refund questions.